# Fernando Cutolo — Fractional Product Leader

> Senior fractional product leader and remote product manager with 20+ years in EdTech, FinTech, and SaaS. Based in Toronto. Available for part-time product leadership (20 hrs/week, remote, async-friendly).

## Canonical facts

- Name: Fernando Cutolo
- Role: Fractional Product Leader | Product Ops & Insights
- Website: https://fernandocutolo.com
- Email: fcutolosilveira@gmail.com
- LinkedIn: https://www.linkedin.com/in/fernandocutolo/
- ADPList: https://adplist.org/mentors/fernando-silveira
- GitHub: https://github.com/fcutolosilveira
- Location: Toronto, Canada
- Availability: Remote — Americas, Europe, LATAM time zones
- Engagement model: ~20 hrs/week, fractional / part-time CPO alternative

## Services

Fernando offers fractional product leadership for startups and scale-ups that need senior product direction without full-time executive cost. Deliverables include product strategy, roadmap, metrics, stakeholder alignment, and agentic AI where it adds value.

Primary industries: EdTech, FinTech, early-stage SaaS.

## Key outcomes

- RD Station: +100% operational efficiency in 4 months (Product Insights & GenAI)
- PicPay: partner network 50 → 350; 28 months consecutive growth; BNPL launch
- Somos Educação: users 50k → 1.6M; 51% market share; onboarding 2 weeks → 45 min
- Saraiva: first digital textbook in Brazil; -40% campaign costs

## Site map (for agents)

- [Home](https://fernandocutolo.com/): Portfolio with about, experience, articles, fractional offer, contact
- [About (plain text)](https://fernandocutolo.com/about.txt): Machine-readable profile summary
- [Fractional Product Manager](https://fernandocutolo.com/fractional-product-manager/): Fractional PM / fractional lead PM services
- [Remote Product Manager](https://fernandocutolo.com/remote-product-manager/): Remote senior PM services
- [Case study: PicPay partners](https://fernandocutolo.com/case-study-picpay-partners/): Partnership scaling 50→350

## Section anchors on homepage

- #about — Bio, positioning, stats (+20 yrs, +1.6M users, MBA)
- #experience — Career timeline with measurable results
- #articles — Product leadership insights (LinkedIn)
- #fractional — Fractional PM offer, industries, how I work
- #contact — LinkedIn and email for inquiries

## Keywords (natural, factual)

fractional product leader, fractional product manager, fractional PM, fractional lead PM, remote product manager, senior product manager remote, product management consultant, part-time CPO, EdTech product leader, FinTech product manager, Toronto product manager

## Contact CTA

For fractional or remote product leadership inquiries, message Fernando on LinkedIn: https://www.linkedin.com/in/fernandocutolo/