Fernando Cutolo — Fractional Product Leader & Remote Product Manager
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Website: https://fernandocutolo.com
LinkedIn: https://www.linkedin.com/in/fernandocutolo/
Email: fcutolosilveira@gmail.com
ADPList: https://adplist.org/mentors/fernando-silveira
GitHub: https://github.com/fcutolosilveira
Location: Toronto, Canada (remote across Americas, Europe, and LATAM)

Who I am
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Fernando Cutolo is a fractional product leader and senior product manager with 20+ years of experience in EdTech, FinTech, and SaaS. He helps startups and scale-ups that need strategic product leadership without the cost of a full-time CPO or VP Product.

He is available as a fractional lead PM, fractional product manager, and remote product management consultant — typically 20 hours per week, async-friendly, working across Americas and Europe time zones.

Services
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- Fractional product leadership (part-time CPO / senior PM)
- Product strategy, roadmap, and OKRs
- Product operations and insights
- Metrics, experimentation, and ROI analysis
- Stakeholder alignment across engineering, design, and business
- Agentic AI applied to product workflows where it adds measurable value

Industries: EdTech, FinTech, early-stage SaaS.

Track record (verified outcomes)
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RD Station (2024–Present) — Coord. Product Insights (Strategy & AI)
  - +100% operational efficiency in 4 months
  - Generative AI implementation for insights workflows

PicPay (2021–2024) — Group Product Manager (Fintech & Scale)
  - Partner network scaled from 50 to 350 partners
  - 28 consecutive months of growth
  - Buy Now Pay Later product launch

Somos Educação (2016–2021) — Coord. Digital Products (Hypergrowth)
  - Users scaled from 50k to 1.6 million
  - 51% market share
  - Onboarding reduced from 2 weeks to 45 minutes

Saraiva (2010–2016) — Senior PM (Pioneering Innovation)
  - First digital textbook in Brazil
  - Portals-to-products transformation
  - -40% campaign costs

Expertise
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Product Strategy, Product Management, Product Operations, Data Analysis, Agentic AI, Python, ROI.

Education: MBA (Illinois & FGV).

How to engage
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Message Fernando on LinkedIn about your startup stage and product challenge. He replies within 48 hours.
Also available via Toptal for vetted fractional engagements.

Related pages on this site
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- https://fernandocutolo.com/ — main portfolio
- https://fernandocutolo.com/fractional-product-manager/ — fractional PM services
- https://fernandocutolo.com/remote-product-manager/ — remote senior PM services
- https://fernandocutolo.com/case-study-picpay-partners/ — PicPay partner network case study

Last updated: June 2026